:root{--navy:#0A1F44;--navy2:#0D2A5C;--blue:#1D4ED8;--blue2:#2563EB;--sky:#60A5FA;--gold:#F2A93B;--gold2:#FFB800;--ink:#0F172A;--mut:#5B6B82;--bg:#F6F8FC;--card:#fff;--line:#E5EAF3;--green:#16A34A;--grad:linear-gradient(120deg,#F2A93B,#FFD57A);--shadow:0 20px 50px -20px rgba(10,31,68,.25);--r:18px}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Inter',sans-serif;color:var(--ink);background:var(--bg);overflow-x:hidden}
h1,h2,h3,h4{font-family:'Sora',sans-serif;line-height:1.15}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
button{font-family:inherit;cursor:pointer;border:none}
.container{width:min(1180px,92%);margin:0 auto}
::selection{background:var(--gold);color:var(--navy)}
.grad-text{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.muted{color:var(--mut)}
/* ---------- NAV ---------- */
#topnav{position:sticky;top:0;z-index:200;background:rgba(255,255,255,.92);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:74px;gap:14px}
.logo{display:flex;align-items:center;gap:11px}
.logo-img{width:42px;height:42px;border-radius:11px;object-fit:cover;box-shadow:0 6px 16px -6px rgba(10,31,68,.4)}
.logo-name{font-family:'Sora';font-weight:800;font-size:18px;color:var(--navy);line-height:1.05}
.logo-name small{display:block;font-size:9.5px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--gold)}
.nav-links{display:flex;align-items:center;gap:4px;list-style:none}
.nav-links>li>a{display:block;padding:9px 13px;border-radius:9px;font-weight:600;font-size:14.5px;color:var(--navy)}
.nav-links>li>a:hover,.nav-links>li>a.act{color:var(--blue);background:#EEF3FF}
.has-drop{position:relative}
.ndrop{position:absolute;top:calc(100% + 14px);left:50%;transform:translateX(-50%) translateY(10px);background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 30px 60px -18px rgba(10,31,68,.3);width:560px;max-width:92vw;padding:14px;display:grid;grid-template-columns:1fr 1fr;gap:6px;opacity:0;pointer-events:none;transition:.22s;z-index:210}
.has-drop:hover .ndrop,.has-drop:focus-within .ndrop{opacity:1;pointer-events:auto;transform:translateX(-50%) translateY(0)}
.nd-item{display:flex;gap:12px;align-items:flex-start;padding:12px;border-radius:13px;transition:.18s}
.nd-item:hover{background:#F0F4FB}
.nd-ic{flex:0 0 42px;width:42px;height:42px;border-radius:50%;background:linear-gradient(135deg,var(--navy),var(--navy2));display:flex;align-items:center;justify-content:center;box-shadow:0 8px 18px -8px rgba(10,31,68,.55);overflow:hidden;border:2px solid rgba(242,169,59,.5)}.nd-ic img{width:100%;height:100%;object-fit:cover}
.nd-item b{display:block;font-size:14.5px;color:var(--navy);font-weight:700}
.nd-item span{display:block;font-size:12.5px;color:var(--mut);margin-top:2px;line-height:1.4}
#hamburger{display:none;font-size:24px;background:none;color:var(--navy);padding:6px 10px}
/* ---------- BUTTONS ---------- */
.btn{display:inline-flex;align-items:center;gap:9px;padding:14px 26px;border-radius:13px;font-weight:700;font-size:15px;transition:.22s;border:1.5px solid transparent}
.btn-gold{background:var(--grad);color:var(--navy);box-shadow:0 12px 26px -10px rgba(242,169,59,.55)}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 18px 34px -10px rgba(242,169,59,.65)}
.btn-blue{background:var(--blue);color:#fff;box-shadow:0 12px 26px -12px rgba(29,78,216,.55)}
.btn-blue:hover{background:var(--blue2);transform:translateY(-2px)}
.btn-ghost{border-color:rgba(255,255,255,.35);color:#fff;background:rgba(255,255,255,.06)}
.btn-ghost:hover{background:rgba(255,255,255,.14)}
.btn-ghost-d{border-color:var(--line);color:var(--navy);background:#fff}
.btn-ghost-d:hover{border-color:var(--blue);color:var(--blue)}
.btn-sm{padding:10px 18px;font-size:13.5px;border-radius:10px}
/* ---------- PAGE HERO (navy) ---------- */
.phero{background:radial-gradient(1000px 500px at 85% -10%,rgba(29,78,216,.35),transparent 60%),radial-gradient(700px 420px at 8% 110%,rgba(242,169,59,.16),transparent 60%),var(--navy);color:#fff;padding:64px 0 0;position:relative;overflow:hidden}
.phero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.045) 1px,transparent 1px);background-size:44px 44px;pointer-events:none}
.crumb{position:relative;font-size:13px;color:#9DB4E0;font-weight:600;margin-bottom:22px}
.crumb a{color:#C9D8F5}.crumb a:hover{color:var(--gold)}
.ph-eyebrow{position:relative;display:inline-flex;align-items:center;gap:8px;font-weight:700;font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);background:rgba(242,169,59,.12);border:1px solid rgba(242,169,59,.35);padding:7px 15px;border-radius:999px;margin-bottom:16px}
.phero h1{position:relative;font-size:clamp(30px,4.6vw,50px);letter-spacing:-.02em;margin-bottom:14px}
.phero .lead{position:relative;color:#C2D2F0;font-size:16.5px;line-height:1.7;max-width:640px}
/* ---------- SERVICE HERO ---------- */
.svhero-grid{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center;padding-bottom:56px}
.svhero-img{border-radius:22px;overflow:hidden;box-shadow:0 34px 70px -24px rgba(0,0,0,.55);border:1px solid rgba(255,255,255,.14);transform:rotate(1.2deg)}
.svhero-img img{width:100%;height:100%;object-fit:cover}
.meta-row{position:relative;display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:26px}
.meta-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.13);border-radius:15px;padding:14px 16px}
.meta-card span{display:block;font-size:11.5px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#8FA8D8;margin-bottom:5px}
.meta-card b{font-size:16px;color:#fff;font-family:'Sora'}
.meta-card b.gold{color:var(--gold)}
.svhero-cta{position:relative;display:flex;gap:13px;margin-top:30px;flex-wrap:wrap}
/* ---------- SECTIONS ---------- */
.sec{padding:84px 0}
.sec-alt{background:#fff}
.center{text-align:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-weight:700;font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--blue);background:#E8EFFF;border:1px solid #D5E3FF;padding:8px 16px;border-radius:999px}
.h2{font-size:clamp(26px,3.4vw,38px);letter-spacing:-.02em;color:var(--navy);margin:16px 0 12px}
.lead2{color:var(--mut);font-size:16px;line-height:1.7;max-width:660px;margin:0 auto}
/* included cards */
.inc-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:44px}
.inc-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;transition:.25s;position:relative;overflow:hidden}
.inc-card::before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:var(--grad);opacity:0;transition:.25s}
.inc-card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:#D8E2F5}
.inc-card:hover::before{opacity:1}
.inc-ic{width:46px;height:46px;border-radius:13px;background:linear-gradient(135deg,var(--navy),var(--navy2));display:flex;align-items:center;justify-content:center;font-size:21px;margin-bottom:15px;box-shadow:0 10px 22px -10px rgba(10,31,68,.5)}
.inc-card h3{font-size:17px;color:var(--navy);margin-bottom:8px}
.inc-card p{font-size:14px;color:var(--mut);line-height:1.65}
/* benefits */
.ben-wrap{display:grid;grid-template-columns:repeat(2,1fr);gap:13px 34px;margin-top:40px}
.ben{display:flex;gap:12px;align-items:flex-start;font-size:15px;color:var(--ink);font-weight:500}
.ben svg{flex:0 0 20px;margin-top:1px}
/* process */
.proc{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:44px;counter-reset:st}
.pstep{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px 22px;position:relative;transition:.25s}
.pstep:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.pstep i{counter-increment:st;font-style:normal;display:flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:50%;background:var(--grad);color:var(--navy);font-family:'Sora';font-weight:800;font-size:18px;margin-bottom:15px;box-shadow:0 10px 20px -8px rgba(242,169,59,.6)}
.pstep i::before{content:counter(st)}
.pstep h3{font-size:16px;color:var(--navy);margin-bottom:7px}
.pstep p{font-size:13.5px;color:var(--mut);line-height:1.6}
/* CTA band */
.cta-band{background:radial-gradient(800px 400px at 90% 0%,rgba(29,78,216,.4),transparent 60%),radial-gradient(600px 300px at 5% 100%,rgba(242,169,59,.18),transparent 60%),var(--navy);border-radius:26px;padding:54px 48px;color:#fff;display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap;position:relative;overflow:hidden}
.cta-band h2{font-size:clamp(22px,3vw,32px);letter-spacing:-.02em;margin-bottom:8px}
.cta-band p{color:#B9C8E8;font-size:15px;max-width:520px;line-height:1.65}
.cta-btns{display:flex;gap:13px;flex-wrap:wrap}
/* prev/next */
.pn-nav{display:flex;justify-content:space-between;gap:14px;margin-top:34px;flex-wrap:wrap}
.pn-link{flex:1;min-width:240px;background:#fff;border:1px solid var(--line);border-radius:15px;padding:17px 20px;display:flex;align-items:center;gap:13px;transition:.2s;font-weight:600;font-size:14.5px;color:var(--navy)}
.pn-link:hover{border-color:var(--blue);box-shadow:var(--shadow);transform:translateY(-2px)}
.pn-link small{display:block;font-size:11.5px;color:var(--mut);font-weight:600;text-transform:uppercase;letter-spacing:.08em}
/* ---------- PRICING ---------- */
.price-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:46px;align-items:start}
.plan{background:#fff;border:1px solid var(--line);border-radius:22px;padding:34px 30px;position:relative;transition:.28s}
.plan:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.plan.pop{border:2px solid var(--gold);box-shadow:0 26px 60px -22px rgba(242,169,59,.4)}
.pop-tag{position:absolute;top:-14px;left:50%;transform:translateX(-50%);background:var(--grad);color:var(--navy);font-size:12px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;padding:6px 16px;border-radius:999px;box-shadow:0 8px 18px -6px rgba(242,169,59,.6);white-space:nowrap}
.plan h3{font-size:21px;color:var(--navy)}
.p-sub{font-size:13.5px;color:var(--mut);margin:6px 0 18px;min-height:38px;line-height:1.5}
.price{font-family:'Sora';font-size:44px;font-weight:800;color:var(--navy);letter-spacing:-.03em;margin-bottom:20px}
.price small{font-size:15px;font-weight:600;color:var(--mut)}
.plan ul{list-style:none;display:grid;gap:11px;margin-bottom:26px}
.plan li{display:flex;gap:10px;align-items:flex-start;font-size:14px;line-height:1.5;color:var(--ink)}
.plan li svg{flex:0 0 18px;margin-top:1px}
.tax-note{display:flex;gap:13px;align-items:center;background:#EEF3FF;border:1px solid #D5E3FF;border-radius:15px;padding:16px 20px;margin-top:26px;font-size:14px;color:var(--navy);font-weight:600}
.addon-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:40px}
.addon{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;display:flex;justify-content:space-between;align-items:center;gap:14px;transition:.22s}
.addon:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#D8E2F5}
.addon b{font-family:'Sora';color:var(--navy);font-size:15px;display:block;margin-bottom:4px}
.addon span{font-size:12.5px;color:var(--mut)}
.addon .ap{color:var(--blue);font-weight:800;font-family:'Sora';white-space:nowrap;font-size:15px}
.bene-row{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:44px}
.bene{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px 18px;text-align:center;transition:.22s}
.bene:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.bene .bi{width:50px;height:50px;margin:0 auto 13px;border-radius:50%;background:linear-gradient(135deg,var(--navy),var(--navy2));display:flex;align-items:center;justify-content:center;font-size:22px;box-shadow:0 12px 24px -10px rgba(10,31,68,.5)}
.bene b{display:block;font-size:15px;color:var(--navy);margin-bottom:5px}
.bene span{font-size:12.5px;color:var(--mut);line-height:1.5}
/* ---------- BLOG ---------- */
.feat{display:grid;grid-template-columns:1.05fr .95fr;gap:0;background:#fff;border:1px solid var(--line);border-radius:24px;overflow:hidden;margin-top:46px;transition:.28s}
.feat:hover{box-shadow:var(--shadow);transform:translateY(-4px)}
.feat-img{min-height:340px;position:relative}
.feat-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.feat-body{padding:40px 38px;display:flex;flex-direction:column;justify-content:center}
.feat-tag{align-self:flex-start;background:var(--grad);color:var(--navy);font-size:11.5px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:5px 13px;border-radius:999px;margin-bottom:16px}
.pmeta{display:flex;gap:9px;align-items:center;font-size:12.5px;color:var(--mut);font-weight:600;margin-bottom:12px;flex-wrap:wrap}
.pmeta .cat{color:var(--blue);background:#E8EFFF;padding:3px 11px;border-radius:999px;font-weight:700}
.feat-body h2{font-size:clamp(21px,2.6vw,29px);color:var(--navy);letter-spacing:-.02em;margin-bottom:12px;line-height:1.3}
.feat-body p{color:var(--mut);font-size:14.5px;line-height:1.7;margin-bottom:20px}
.read-link{display:inline-flex;align-items:center;gap:8px;font-weight:700;color:var(--blue);font-size:14.5px}
.read-link:hover{color:var(--gold);gap:12px}
.read-link{transition:.2s}
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:34px}
.bcard{background:#fff;border:1px solid var(--line);border-radius:20px;overflow:hidden;display:flex;flex-direction:column;transition:.26s}
.bcard:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.bcard-img{height:190px;overflow:hidden}
.bcard-img img{width:100%;height:100%;object-fit:cover;transition:.5s}
.bcard:hover .bcard-img img{transform:scale(1.06)}
.bcard-body{padding:22px;display:flex;flex-direction:column;flex:1}
.bcard-body h3{font-size:16.5px;color:var(--navy);line-height:1.4;margin-bottom:9px}
.bcard-body p{font-size:13.5px;color:var(--mut);line-height:1.65;flex:1;margin-bottom:16px}
/* article */
.art{max-width:780px;margin:0 auto}
.art-hero{border-radius:22px;overflow:hidden;margin:34px 0 40px;box-shadow:var(--shadow)}
.art h1{font-size:clamp(27px,4vw,42px);color:var(--navy);letter-spacing:-.02em;line-height:1.2;margin:14px 0 16px}
.prose{font-size:16px;line-height:1.85;color:#334155}
.prose p{margin-bottom:20px}
.prose h2{font-size:23px;color:var(--navy);margin:38px 0 14px;letter-spacing:-.01em}
.prose h3{font-size:18.5px;color:var(--navy);margin:30px 0 10px}
.prose ul,.prose ol{margin:0 0 20px 22px;display:grid;gap:9px}
.prose li{line-height:1.7}
.prose b{color:var(--navy)}
.prose blockquote{border-left:4px solid var(--gold);background:#FFF8EC;padding:18px 22px;border-radius:0 14px 14px 0;margin:26px 0;font-style:italic;color:#6b5a2e}
.author-box{display:flex;gap:17px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px 26px;margin:44px 0}
.author-box img{width:58px;height:58px;border-radius:50%;object-fit:cover}
.author-box b{display:block;color:var(--navy);font-size:15.5px}
.author-box span{font-size:13px;color:var(--mut)}
/* ---------- FOOTER ---------- */
footer{background:var(--navy);color:#B9C8E8;padding:66px 0 30px;margin-top:0}
.f-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:38px;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,.1)}
footer .logo-name{color:#fff}
footer p{font-size:14px;line-height:1.75}
footer h4{color:#fff;font-size:15px;margin-bottom:17px}
footer a.fl{display:block;font-size:14px;color:#B9C8E8;padding:5px 0;transition:.18s}
footer a.fl:hover{color:var(--gold);padding-left:5px}
.f-bottom{display:flex;justify-content:space-between;gap:12px;padding-top:24px;font-size:12.5px;color:#7E96C4;flex-wrap:wrap}
/* reveal */
.rv{opacity:0;transform:translateY(26px);transition:opacity .7s ease,transform .7s ease}
.rv.in{opacity:1;transform:none}
/* responsive */
@media(max-width:1020px){.svhero-grid{grid-template-columns:1fr}.inc-grid{grid-template-columns:1fr 1fr}.proc{grid-template-columns:1fr 1fr}.price-grid{grid-template-columns:1fr;max-width:480px;margin-left:auto;margin-right:auto}.addon-grid{grid-template-columns:1fr 1fr}.bene-row{grid-template-columns:1fr 1fr}.feat{grid-template-columns:1fr}.feat-img{min-height:250px}.blog-grid{grid-template-columns:1fr 1fr}.f-grid{grid-template-columns:1fr 1fr}}
@media(max-width:768px){#hamburger{display:block}.nav-links{position:absolute;top:74px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:14px 18px 20px;gap:2px;border-bottom:1px solid var(--line);box-shadow:0 30px 40px -20px rgba(10,31,68,.25);display:none}.nav-links.open{display:flex}.ndrop{position:static;opacity:1;pointer-events:auto;transform:none;width:100%;grid-template-columns:1fr;box-shadow:none;border:none;padding:6px 0 4px 14px;display:none}.has-drop.open .ndrop{display:grid}.meta-row{grid-template-columns:1fr}.inc-grid{grid-template-columns:1fr}.ben-wrap{grid-template-columns:1fr}.proc{grid-template-columns:1fr}.addon-grid{grid-template-columns:1fr}.bene-row{grid-template-columns:1fr}.blog-grid{grid-template-columns:1fr}.cta-band{padding:38px 26px}.sec{padding:64px 0}}